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New Analysis: Americans Unprepared for Retirement

A new analysis by the National Institute on Retirement Security found that Americans across the nation are unprepared for the economic realities of retirement. The researchers looked at three factors:

  • Anticipated retirement income
  • Major retirement costs (e.g., housing and healthcare)
  • Labor market conditions for older workers

By and large, the states scored poorly, with the majority earning a 5 or 6 out of 10. Wyoming stood out as the only state to rank in the 9-to-10 range. In contrast, California, Florida, and South Carolina came out at the bottom.

Sources: National Institute on Retirement Security: State Financial Security Scorecards, BusinessWire: New State Financial Security Scorecards Reveal Future Retiree Economic Pressures